IVA came about because the government notices that at a certain point, the spending levels in the United Kingdom far outweighs the average income levels of the citizens. This means that a growing number of people have debts that are beyond their capacity to pay. In order to remedy this situation, the government came up with the Individual Voluntary Arrangement (IVA).

Arun Abey believes the Beatles had it right. Money can't buy you love, or happiness, but how we use it - and if we can learn to use it less - can pave the way for a happier life, said Abey, author of How Much Is Enough?

There is a lot of information surrounding the European Card Acquiring Forum. If you have never attended this event you may not know what it is all about. Fortunately, once you show up you will quickly realize just how much it has to offer. Many people head to the European Card Acquiring Forum for nothing more than networking. Simply put, you can meet a lot of professionals by attending this event. This includes people who you can do business with, as well as those who can just help you out along the way.

The time to invest in the share market in Australia is during periods of recession, mass selling of stocks due to panic and fear and when nobody is buying. This is when you can purchase company stocks and shares below their intrinsic value or real value. This way, you will get a big discount on the cheap shares when the prices go down during the bear run. Warren Buffett, the world's greatest investor, once said this, "Buy when others fear and sell when others are greedy".

If there's one lesson to come out of the financial crisis and subsequent recession, it's that British people need to save more. With a recession that came almost out of nowhere, it has had devastat

Despite unpredictable times at the beginning of the year, as well as the Bank of England's decision to keep the Bank Rate at the historically low 0.5 percent, the public are still eager to save. Yet,

Emigrating to another country and immersing yourself into a new culture can be hard work, but utterly rewarding once you are there and settled. Yet, despite the fact the term 'emigration' can so often

As the era of tight budgets and scraping just enough to save continues, the notion that debt is a positive thing may seem ridiculous to many - it should be avoided at all costs, and it certainly shoul

With the increasing popularity of the Isle of Man and the Channel Islands, the stereotype image of the offshore saver as wealthy retired expat has long been forgotten. That said, it is no secret that

During ongoing recessionary times it is becoming more and more important to put a little bit of money away each month in order to ensure financial security for the future. Despite the general acknowle